UT, Manufactures Product Liability, $3M
Posted on 10/6/2015 3:10:55 PM
There are two parts to this. The insured is the formulator and owns the recipe, but, he has a packer who is doing the mixing, packaging, and putting it together.
I'm after a policy that will cover the insured who owns the recipe because I think that ultimately, if there ever is a claim it will fall on the insured who's recipe it is. The ingredients are completely natural ingredients that have simply been put together with a proprietary mixture in which all ingredients are FDA approved.
I'm trying to find a carrier that will cover the manufacturers liability as well as a GL. Possibly an E&O & EPL.